Finance Application
Whether your credit is less than stellar or you simply have minimal credit history – it’s likely that you’ve seen how other car dealers treat you simply based on your credit score. Typical dealers are quick to tell you “no”, assure you that they cannot help, and point you toward the exit. While there is some truth to the notion that poor credit or lack of credit can complicate getting a car loan, we’re here to tell you that it’s still quite possible! All you need to do is work with the right organization to secure a loan.
Preferred Chrysler Dodge Jeep Ram of Muskegon works closely with specialized lenders who are committed to helping car shoppers with bad credit or no credit. Our team of finance experts is standing by to help you get behind the wheel of your next vehicle right here in Muskegon. We won’t let your credit stand between you and the car you’ve always wanted!
Credit Approval as Easy as 1, 2, 3
Step 1 - Shop Vehicles at Preferred CDJR of Muskegon
Whether you’re interested in a new Chrysler, Dodge, Jeep, or Ram vehicle or you’re shopping for a quality used car, truck, or SUV from another brand – you’re sure to find exactly what you’re looking for in our extensive selection of new and used cars at Preferred CDJR of Muskegon. Once you’ve found the right car for you, check out the handy payment customization options listed on each vehicle in our online inventory. You can get a better idea of your monthly payment options based on your personal preferences.
Step 2 - Apply for Financing
With the goal of simplifying and streamlining the process, our online finance application is a safe and secure way to apply for financing in just minutes. Simply enter some brief information about yourself so we can provide you with an accurate approval rate. Our team is standing by to walk you through the process and provide any assistance if you need any.
Step 3 – Contact Our Finance Department
Still need some extra help? Reach out to our team using the Contact Us link located on your vehicle’s online inventory listing or at the top of our website. A member of our finance team will reach out to you to answer your questions. We strive to make the credit approval process as simple as possible while still meeting your individual budget goals.
Frequently Asked Questions
Can I still get a car even if I have a low credit score?
Yes! We maintain close relationships with lenders who specialize in helping get buyers with a low credit score approved. We’re confident that we can secure the right auto loan for your specific situation. Contact us today to get started!
Do I need to have a vehicle I can trade in?
While having a trade-in can certainly help ease the financial burden of buying a new car, it’s not required to get approved. If you do have a trade-in, we’re always paying top dollar for quality used vehicles to fill out our inventory. Check out our handy Value Your Trade tool or visit our Buying Center for a competitive offer to purchase your existing vehicle.
We’ll contact you based on the method that you prefer, whether that’s via phone call, email, or text message. The choice is yours!
The answer to this question depends on your specific financial situation. Certain lenders and certain situations may require a co-signer in order to secure credit approval. Since this varies on the individual, we’ll be able to answer this question once we’ve received a completed credit application.
How long does the application process take?
Completing your credit application takes only a matter of minutes by simply entering some basic information. Once submitted, our team may reach out for additional information and ask you some more specific questions. Our goal is to help get you approved as quickly as possible.
What documents should I bring to the dealership?
We suggest bringing items including a form of identification such as your driver’s license, a title for your existing vehicle if trading it in, pay stubs, or other proof of income like bank statements, phone bills, utility bills, and similar documentation.
Sales Hours
| Monday | 9:00AM - 8:00PM |
| Tuesday | 9:00AM - 6:00PM |
| Wednesday | 9:00AM - 8:00PM |
| Thursday | 9:00AM - 8:00PM |
| Friday | 9:00AM - 6:00PM |
| Saturday | 9:00AM - 3:00PM |
| Sunday | Closed |